A recent AMA analysis reveals that 95% of U.S. metropolitan statistical areas have highly concentrated commercial health insurance markets, a trend persisting over the past decade. In 89% of these markets, a single insurer commands at least 30% market share, with Blue Cross Blue Shield leading in 83% of MSAs. The study also highlights that 97% of Medicare Advantage markets are similarly concentrated, with UnitedHealth holding the largest national share.
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